Wednesday, 5 February 2020

Can I stop council tax bailiffs?

Council tax bailiffs have higher powers than debt collectors.
They have the rights to:
Visit your home.
Enter your home (peaceful entry) with a days notice. This means if you have left a door open, window open or if you open the front door; the bailiffs can push their way into your property.
Remove goods from your house.
Clamp vehicles at your property.
Issue CCJ’s to your credit file.
How can I stop this from happening?
First things first. Ignore every website you have read which says you can avoid these through misleading letters and technical jargon. It doesn’t work. The only way to stop a bailiff in his tracks is to enter into an IVA. Once you have entered into an IVA, the bailiff can not legally visit your property. You have to enter into your IVA before they seize goods, so act quickly.
What debts can be included in an IVA?
Unsecured debts can usually go into an IVA. Some examples of unsecured debts are:
Credit card debts
Unsecured loan debts
Payday loan debt
Council tax debts
Catalogue debts
Overdraft debts
HMRC debt
What debts can’t be included in an IVA?
Secured debts can’t go into an IVA. Examples of secured debts are:
Mortgage payments
Hire purchase
Child maintenance
Court fines
Secured loans
Click here to know more about #council tax debt.

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